Avoiding medical test - Biggest and Costliest Mistake while buying Term Insurance

Namaste. My name is Ssaurabh Khanna and i am the Director of CMS Insurance Brokers Pvt Ltd. the 5th biggest and costliest mistakes that people make while buying the term insurance is that they avoid getting their medical test done by the insurance company from where they are buying term insurance.

You all should understand that a complete medical test gives you and your insurance company suitable proof of your current medical condition.

Further it reduces the likelyhood of providing incorrect information knowingly or unknowingly ensuring the claim wont be rejected. Also the insurance company may lower your insurance premium and offer higher insurance cover in case you are found to be healthy by them.

Therefore we should not shy away from the medical test and welcome them.

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